Black on Black Essay Example

Black on Black Essay WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay Tawana Newton Montgomery , AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay Markessius Hill Montgomery , AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JEROME NewtonMontgomery , AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay ERON HILL Montgomery , AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay LAMONT WILLIS Montgomery , AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay CLAUDIA WILLISMontgomery , AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay NANCY DAVIS Montgomery , AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay EDDIE DAVIS Montgomery, AL ALALaALALAL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay CHELSEA BLOUNTPalmdale, CA WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay EAYAUNA DAVIS Montgomery, AL WILKS-WILLIS FAMIL Y REUNION Cruise July? 2012 Nassau Half Moon Cay DAJUAN DAVIS Montgomery , AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay DAQUIER DAVISMontgomery, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay Barry ELLERSON, Sr. Deatsville, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay BARRY ELLERSON, JR. Deatsville, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JUSTICE ELLERSONMontgomery , AL ALDeatsville, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JAWANEKA NELSON Deatsville, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay AUBREY CARR Cincinnati, OH WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay ASHLEY BOOKERCincinnati, OH WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay Nicholas DAVIS Cincinnati, OH WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay DARIUS DAVIS Cincinnati, OH WILKS-WILLIS FA MILY REUNION Cruise July? 2012 Nassau Half Moon Cay MELODY DAVIS Cincinnati, OH WILKS-WILLISFAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay ANNIE KELLY Troy , AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay GUSSIE WINSTON Troy , AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay LINDA SMITH Massillon , OH WILKS-WILLIS FAMILY REUNION Cruise July? 012 Nassau Half Moon Cay LEPEAR SMITH Massillon , OH ALMassillon , OH WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay AMY SMITH Massillon , OH WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay LEPEAR SMITH , JR. Massillon , OH WILKS-WILLIS FAMILY REUNION Cruise July? 012 Nassau Half Moon Cay GAWANA HILL Birmingham , AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay PASTORAH â€Å"Pat† WILSON Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay DELEDRA HILL Birmingham, AL WILKS-WILLIS FAMILY REUN ION Cruise July? 012 Nassau Half Moon Cay NARDASHA RIDGEL Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay VINNIE COFFEY BEY Pittsburgh WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay TARRAH BEY Durham, NC WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon CayAMITA BEY Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay LATESHIA ELLERSON Atlanta, GA WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay DEBRA ELLERSON Atlanta, GA WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay BARRY ELLERSONAtlanta, GA WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay ELIZABETH FOSTER Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay CEDRIC FANNIN Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay KATINA MITCHELLBirmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moo n Cay KEISHA WILSON Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay RAIN NECIA Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay KEWANE GRACE Birmingham, AL WILKS-WILLISFAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay EMMETT WILLIS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay TAMEKIA BOSWELL LEWIS Atlanta, GA WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay KEVIN LEWIS Atlanta, GA WILKS-WILLISFAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay ALANZA UPSHAW Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay KINO LEWIS Atlanta, GA WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JAKIA WILSON Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 012 Nassau Half Moon Cay JATIA WILSON Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay KAYDEN LEWIS Atlanta, GA WILKS-WILLI S FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay GLORIA PARRIS Queens, NY WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon CayJENETTE FIGUERO Queens, NY WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JORDAN FIGUERO Queens, NY WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay SARAH PARRIS Queens, NY WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay KALANI UPSHAWBirmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay CAMERON WILLIS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay MIYA WILLIS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay BRIDGET WILLIS Birmingham, AL WILKS-WILLISFAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay MYLES DOUGLAS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay CHANDLER WILLIS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay VIKI REID PEOPLES Cincinnati, OH WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon CayMELINDA WILKS Cincinnati, OH WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay MARSHA BOOKER Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay ANTHONY BOOKER Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay ANTHONY BOOKER, JR. Birmingham, AL WILKS-WILLISFAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay ANDREW BOOKER Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay PATRICIA NELSON Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay KATRINA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon CayJADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JA DA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLISFAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon CayJADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLISFAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS F AMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon CayJADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLISFAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon CayJADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLISFAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon CayJADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLISFAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, A L WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon CayJADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLISFAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon CayJADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise Jul y? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLISFAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon CayJADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 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2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon CayJADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY RE UNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLISFAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL WILKS-WILLIS FAMILY REUNION Cruise July? 2012 Nassau Half Moon Cay JADA DANIELS Birmingham, AL

Hsbc Bank Analysis Essays

Hsbc Bank Analysis Essays Hsbc Bank Analysis Essay Hsbc Bank Analysis Essay HSBC (The Hong Kong Shanghai Banking Corporation): INTRODUCTION: HSBC is the world’s second-largest banking and financial services group. The origins of the bank lie in Hong Kong and Shanghai, where its branches were first open in 1865. Number of location is around 7,500 offices in 87 countries and territories; Only in united states it has more than 460 bank branches, 210. 000 shareholders, 300,000 staff, and approximately 128 million customers worldwide. Throughout the world among the multinational banking giants HSBC is one of the leading largest banking groups. A A Flock hart, Chairman since 1 January 2011 and a Director since July 2010. An executive Director of HSBC Holdings plc and Chairman, Europe, Middle East, Africa, Latin America and Commercial Banking, Joined HSBC in 1974. BACKGROUND: HSBC Private Bank is the marketing name for the private banking business, HSBC group has a significant presence in each of the world’s financial markets, with the America, Asia Pacific and Europe each representing one third of the business, with around 8,000 offices 87 countries and territories, 210,000 shareholders, 300,000 staff and 128 million customers worldwide, HSBC arguably has the most valuable place in multinational banking giants. As HSBC announces so many facilities to their customer, Retail Banking and Wealth Management were previously referred to as Personal Financial Services. This rename was announced during HSBCs 2011 Investor Day. Commercial bank also provides financial services to small, medium-sized and middle-market enterprises; the bank said it would be hiring at least 2,000 extra people in mainland China and Singapore over the next five years, as it seeks to tap the fast growing Asia Pacific market. HSBC was founded in Hong Kong and Shanghai in 1865 and the bank regards Asia as its most important region†. FINANCIAL SERVICES: * Customer’s Personal financial services. * Current and savings accounts. * Mortgage. * Car financing. * Insurance. * Credit cards. * Loans. * Pensions. * Investments. SPONSORSHIP: HSBC sponsors the Great Canadian Geography Challenge, which has had around 2 million participants in the past 12 years. Since 2001, HSBC has sponsored the Celebration of Light, an annual musical fireworks competition in Vancouver, British Columbia, Canada. In 2007 HSBC announced it would be a sponsor of the National Hockey Leagues Vancouver Canucks and Calgary Flames. HSBC has also sponsored a professional gaming team that was disbanded late 2007. HSBC sponsored the 2009 British and Irish Lions tour to South Africa. GLOBAL SERVICE CENTER: HSBC develops global technology centre in Pacific Asia for HSBC group, the main theme is to lower cost economies in order to reduce the cost of providing services in developed and well economical countries. UK Retail Banking: The UK Personal Financial Services business continues, To build its position as a leading provider of financial Services to mass affluent customers in the UK through, The Premier and Advance propositions. The UK Commercial Banking strategy is to be: the ‘Leading International Business’ bank, using HSBC’s extensive geographical network together With product expertise in payments, trade, Receivables finance and foreign exchange to actively support customers who are trading and investing across borders; and the best bank for small and medium-sized Enterprises (‘SMEs’) in target markets, building global scale and creating efficiencies by sharing systems and best practice, including customer experience, training and product offerings, and selectively applying a direct banking model. DEPTH OF ANALYSIS: Consolidated income statement for the year ended 31 December 2010 20102009 ?m ? m Interest income . 11,110 12,643 Interest expense (3,416) (4,552) Net interest income ,694 8,091 Fee income 5,310 5,560 Fee expense (1,271) (1,483) Net fee income . 4,040 4,077 Trading income excluding net interest income . ,210 970 Net interest income on trading activities.. 901 1,656 Net trading income.. 2,117 2,626 Net income from financial instruments designated at fair value.. 276 543 Gains less loss from financial investments.. 537 (73) Dividend income 8 29 Net earned insurance premiums .. 42,635 2,716 Other operating income 782 1,093 Total operating income 18,090 19,102 Net insurance claims incurred and movement in liabilities to policyholders (3,023) (3,540) Net operating income before loan impairment charges and other credit risk Provisions 15,076 15,562 Loan impairment charges and other credit risk provisions (1,951) (3,364) Net operating income . 13,125 12,198 Employee compensation and benefits. (4,961) (4,452) General and administrative expenses 3,536) (3,114) Depreciation and impairment of property, plant and equipment.. (460) (482) Amortization and impairment of intangible assets. (162) (150) Total operating expenses.. (9,119) (8,198) Operating profit . ,006 4,000 Share of profit in associates and joint ventures . 5 14 Profit before tax . 4,011 4,014 Tax expense (996) (856) Profit for the year ,015 3,158 Profit attributable to shareholders of the parent company 2, 654 3,092 Profit attributable to non-controlling interests 56 66 2010 compared with 2009: Overview: Global Banking and Markets reported a pre-tax profit of ? 1,876 million in the period compared with ? 2,511 million in 2009, a decrease of 25 per cent. The 2010 results, however, remained strong by historical standards and were second only to the exceptional performance of 2009. On an underlying basis, adjusting for the Global Banking and Markets’ element of the disposal of the Insurance Brokers’ business in April 2010 and the disposal of Eversholt Rail Group in December 2010, profit before tax was ? 1,699 million, 32 per cent lower than 2009. Revenues slowed in 2010, due to less favorable market conditions caused by the impact of the European sovereign debt crisis and the anticipated lower revenues in Balance Sheet Management. Operating expenses included a ? 207 million charge from the one-off UK and French bonus and payroll taxes applied on certain 2009 bonus payments. DATA GATHERING: Financial Statements: HSBC Bank plc cash flow statement for the year ended 31 December 2010 2010 2009 ? m ? m Cash flows from operating activities Profit before tax . 3,396 2,967 Adjustments for: – Non-cash items included in profit before tax . 7 2,215 3,126 – Change in operating assets 37 (5,523) 14,404 – Change in operating liabilities.. 37 28,734 – Elimination of exchange differences1 1,189) 377 (2, 6564) – Net gain from investing activities (329) (535) – Contributions paid to defined benefit plans.. (1,933) (236) – Tax paid. (674) (461) Net cash (used in)/generated from operating activities.. 24,697 (6,900) Cash flows from investing activities Purchase of financial investments. 27,066) (31,309) Proceeds from the sale of financial investments .. 14,849 50,482 Purchase of property, plant and equipment. (316) (312) Proceeds from the sale of property, plant and equipment.. 5 791 Purchase of goodwill and intangible assets (163) (133) Net cash outflow from acquisition of and increase in stake of associates – (16) Proceeds from disposal of associates . 188 Net cash generated from/(used in) investing activities (12,689) 19,691 Cash flows from financing activities Issue of ordinary share capital.. – 2,776 Net cash outflow from acquisition of and increase in stake of subsidiaries.. (442) – Subordinated loan capital issued 633 – Dividends paid.. (1,868) (1,067) Net cash generated from financing activities (1,677) 1,709

Final paper Essay Example | Topics and Well Written Essays - 2000 words

Final paper - Essay Example By studying all of these traditions, one finds that they are all useful or most types if childhood issues. In the 1940s, Carl Rogers (1951, 1955) established a new model of, person centered therapy. Emphasis was placed on the relationship between therapist and client based upon genuineness, acceptance and trust. Person centered theory provided a new perspective of personality structure, psychological health and the process of change in therapy. Largely influenced by the person centered approach, Axline (1969, 1971) developed a new therapeutic approach for working with children - non directive Play Therapy. Based on the person centered theory, Axline devised a clear Play Therapy theory and method. She said "No-one ever knows as much about a human beings inner world as the individual himself. Responsible freedom grows and develops from inside the person". For over 50 years, Play Therapy has been practiced and researched within the United States. This has been led by many Play Therapists, including Moustakas (1953, 1966, 1973, 1981, 1992) and Schaefer (1976, 1986, 1993), who have progressed Axlines original formulations and devised differing models integrating elements of systemic family therapy, narrative therapy, solution focused therapy and cognitive behavioral therapy. Play Therapy started to emerge as a new and differing tradition in the 1980s. Since then, the Childrens Hour Trust has taught professionals the basic techniques of Axlines Play Therapy that are used in a multitude of settings. As play therapy developed it was still applicable not only to all children but in numerous setting. British Drama Therapists started using Play Therapy methods to enhance their Drama Therapy with children. Sue Jennings (1994) and Ann Cattanach (1993, 1994, 1998) integrated parts of non directive Play Therapy to enlarge the British Play Therapy movement. Actualization - Humans are motivated by an innate tendency to develop constructive and healthy